Understanding Zakat

Zakat stands as the 
Third Pillar of Islam—a sacred obligation, not a choice, for every eligible Muslim. It requires giving 2.5% of one’s accumulated wealth each year to uplift the vulnerable.

More than charity, Zakat purifies possessions and restores balance by ensuring wealth reaches those denied life’s essentials. It is both a spiritual act of worship and a social justice mandate, uniting communities through divine compassion.

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Today’s Nisab Values

The current Nisab thresholds for Zakat eligibility are calculated based on live market rates for gold and silver:

When is Zakat Due?

Zakat becomes obligatory when two key conditions are fulfilled:

Nisab Threshold

Your wealth must meet or exceed the minimum value (Nisab) set by gold/silver standards.

Hawl (Lunar Year Completion)

A full Islamic year (354 days) must pass while your wealth remains above the Nisab threshold.

Your Zakat Calculation Made Simple

HAF, we follow the gold standard to determine your Zakat obligation. Here's how to calculate what you owe:

Minimum Threshold (Nisab): £7,039.21
(If your wealth meets or exceeds this amount for a full Islamic year, Zakat becomes due)

✍️ How to Calculate:

  1. Add up all your eligible wealth (savings, investments, gold, etc.)

  2. Subtract any immediate debts

  3. Pay 2.5% of the remaining amount

💡 Example:
• If you have £10,000 in savings for a full year:
£10,000 × 2.5% = £250 Zakat due

• If you have £5,000:
£5,000 × 2.5% = £125 Zakat due

Frequently Asked Questions

OUR FAQS
Why is paying Zakat important?

Zakat isn’t just charity—it’s a duty. It purifies your wealth, helps those in need, and strengthens the Muslim community. Allah promises immense rewards for those who give, both in this life and the hereafter.

Your Zakat directly supports those who need it most—orphans, widows, struggling families, and those facing hardship. We ensure it reaches the rightful recipients, following Islamic guidelines.

Every penny of your Zakat transforms lives. It provides food, water, shelter, education, and medical care to those in need. Your generosity can mean the difference between suffering and survival.

Absolutely. We operate with full transparency and accountability, ensuring your Zakat is distributed where it’s needed most. We provide updates so you can see the real impact of your giving.

Whoever relieves a believer’s distress in this world, Allah will relieve their distress on the Day of Resurrection.” (Sahih Muslim 2699)

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The Quran inspires us: “And establish prayer and give Zakat, and whatever good you put forward for yourselves—you will find it with Allah” (2:110).

A Sadaqah Jariyah That Never Ends

Every prayer performed, every dua made, every verse recited—your donation continues to earn rewards long after you’re gone. This is Sadaqah Jariyah, a continuous charity that benefits you in this life and the next.